Health Savings Account (HSA)

Health Savings Accounts provide lower premiums, better value, and financial rewards for being responsible. Because an HSA is a pre-tax savings account as opposed to an insurance plan, you can use it in conjunction with an insurance plan and:

Use your HSA to pay for current medical expenses.
Save the money in your account for future medical expenses.
Grow your account through investment earnings.
Control how much you put in and what you spend it on.
Take your HSA with you if you change jobs or move.
Use funds that remain in the account from year to year.

Why Ernst, Hienz & Macaluso L.L.C.

We work with a preferred agency that specializes in the design, installation, and administration of employee benefit plans. With clientele that range from sole proprietors to large corporations and municipalities, it is their goal to provide exceptional service and a variety of plans designed to fit your needs. They represent only "A+" rated insurance carriers, managed care companies, and third party administrators.