We offer group and individual insurance through Ernst, Hienz & Macaluso L.L.C.
Life Benefit Overviews
Our life benefit options include Term and Permanent. Within Permanent, you can choose between Whole Life, Variable Life, Universal Life, and Universal Variable Life.
Health Plan Overviews
We offer six basic plan options that can be customized to fit your needs: traditional health insurance, Preferred Provider Organizations (PPOs), Point-of-Service plans (POSs), Health Maintenance Organizations (HMOs), Health Savings Account (HSA), and Partially Self-Funded.
Why Ernst, Hienz & Macaluso L.L.C.
We work with a preferred agency that specializes in the design, installation, and administration of employee benefit plans. With clientele that range from sole proprietors to large corporations and municipalities, it is their goal to provide exceptional service and a variety of plans designed to fit your needs. They represent only "A+" rated insurance carriers, managed care companies, and third party administrators.
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